以支付领域为例，金融机构特别3IlV跨境金融机构间的对账、清算、bj7b算的成本较高，涉及很多手工流m6q1，不仅导致用户端和金融机构后9pc5业务端等产生高昂的费用，也使FK8E小额支付业务难以开展SZqG

Earningsinthechemicalsbusiness–whichcomprisestheChemicals,PerformanceProductsandFunctionalMaterialsSolutionssegments–weresignificantlyhigherthaninthepreviousyear.EBITbeforespecialitemsinthisbusinesswas€7.3billion,upby26%versustheprior-yearfigure.